Terms of Use

All content on this website is provided for general informational purposes and does not constitute a solicitation to purchase any specific insurance product. Insurance rules, premiums, and benefits — including Medicare — may change each year and may apply differently depending on your individual circumstances. Please do not make insurance decisions based on this website alone; confirm through an individual consultation that any option fits your situation.

The information on this site does not substitute for legal, tax, or investment advice. I am a licensed life and health insurance agent in California (License #0M85647); I am not an attorney, accountant, or registered investment adviser. Before making important decisions involving taxes, estates, or investments, please consult a licensed professional in that field.

My health insurance services are limited to Medicare products. We do not offer every plan available in your area. Currently we represent 7 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

For life insurance and annuities, I work with 5 or more insurance carriers to compare products across companies. I am an independent agent, not a captive agent of any single insurer. An annuity is an insurance product, not a bank deposit; guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

This website and all insurance and retirement-planning services offered are provided by an independent licensed insurance agent and are not affiliated with, endorsed by, or approved by the United States government, Medicare, the Social Security Administration (SSA), Medi-Cal, or any other government agency. Official information is available at Medicare.gov or 1-800-MEDICARE.

While I strive to provide accurate information, I do not guarantee the completeness or timeliness of the information on this site. Decisions made solely on the basis of this site are the responsibility of the user. I am not responsible for the content of external websites linked from this site.

These terms may be updated without prior notice; changes take effect when posted on this page. Please check the "Last updated" date above.

These terms are governed by the laws of the State of California.

Questions about these terms: 213‑429‑0314 or yeonmin.park01@gmail.com.